Where the gap comes from
Flour is bought today, while the revenue from what is baked with it arrives over the following weeks. Add rent, wages and advance payments, and you get the classic picture: orders yes, profit yes, cash no.
Three levers
- Payment deferral. It shifts the cash outflow by 7–30 days directly. The fastest effect.
- A schedule instead of bulk buying. A smaller single invoice, less stock in the warehouse, less money frozen.
- Fixing the price. It removes the surprise from the monthly budget when the market twitches.
How to size the effect
Take your monthly purchase volume and multiply it by the deferral term as a fraction of a month: 30 days of deferral on 20,000 GEL of purchases a month is 20,000 GEL of working capital that stays in the business. Compare that with what a loan for the same amount would cost.
What it takes
A payment history. That is the only currency a credit limit is bought with. Start small, settle several deliveries on time — and the limit will begin to grow.